Cell/text: 256-755-1212
Email: JudyPerry77@gmail.com
MADISON OFFICE
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2025 Market Update
The Fed has indicated it may not lower rates much this year since economic indicators and job reports remain strong. As of January 2025, the average mortgage rate for a conventional loan is between 6 3/4 and 7%. However, lower rates ARE currently offered by some lenders.
For some perspective, the 30 year mortgage rate in the United States averaged 7.72 percent from 1971 until 2025 so current rates are considered fairly "normal". It's understandable that many people who currently have lower mortgage rates are waiting for better rates to make a change. However, as prices continue to rise, waiting can ultimately make it harder to buy in the future.
In real estate, we have a saying - "Date the rate, marry the house." Consumers can always refinance if rates come down. Depending on your circumstances, assuring your living situation is what you really want or need may be the most important consideration.
Buyers - More inventory, more incentives! Special low rates, help w/ closing costs, & more.
Sellers - Give your home an edge with simple strategies to set your home apart. Ask me how!
Get your free phone or in-home consultation with zero obligation to you.
Selling? Ask how I do MORE to get your home sold.
Contact me to learn how the market is doing and what your home is worth.
Professional photos, worldwide exposure, and aggressive marketing get results!
Buying? Put an experienced Realtor on your side.
Whether building or buying, a buyer's agent works for you, not for the seller.
We'll find your next home and I'll handle all the details through closing.
As of August 2024, the real estate industry has made changes to helpconsumers better navigate the buying and selling process.Click here to learn more: NAR Settlement - What does it mean for consumers?
People say the nicest things…
“I can't say enough about how hard Judy worked to find my first home, we looked on and off for a year and a half. We searched high and low to find just the right property. I ended up building a house & her assistance during the process was extremely helpful."
G. I.
“Judy did a fabulous job marketing and selling our Madison home - it sold in less than a week. She made a stressful process much smoother than I thought possible.”
T.R.
Judy sold our home in Madison and is helping us find our next home. Very thorough and knowledgeable about the market and what best fits our needs. I am especially impressed with how quickly she responds to our calls, texts, and emails. A great agent, would definitely recommend!"
A.W.
“Judy Perry sold our luxury home in Huntsville for top dollar and also helped us buy our next one - when we suddenly relocated, she sold that house quickly too. Her service was outstanding and I can't imagine using any other agent.”
V. P.
"Judy sold our house in only 6 days and we bought our next house with her as well. It was clear that her advice was based on what was in our interests, not what helped her bottom line. She exceeded our expectations in every way."
D. R.
A few homes I've sold ...
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Covid-19 Info
Whether buying or selling, together we will make a plan suited to your comfort level with regard to safety precautions and social distancing.
Buying tips:
- Drive your own car to the showings rather than riding with your agent.
- Wear gloves and/or a mask while touring a home. (I can provide gloves & masks.)
Selling tips:
- Sellers can request that buyers wear masks, gloves, & remove their shoes or wear shoe covers. I can provide these things for buyers and agents visiting your home.
- Turn on all lights and open closet/pantry doors before every showing.
- As always, leave the home before each showing.
Feel free to give me a call to learn more!